Skydot is a cloud based architecture that allows companies to minimize the cost of cloud and on-premise services, and provides an environment where developers can utilize any language that best suits their needs and/or skills. This is achieved by utilizing a universal REST API and auto scaling services and apps. Skydot also fronts backend services, databases and other resources via a REST translation layer. This way backend services won’t have to change to adopt new technologies and new services won’t have to accommodate for old technologies. The project will be presented as a mobile banking service providing data for Android, Web and, if time permits, iPhone mobile application.